Covid-19 Information to Policyholders

Covid-19 Information to Policyholders

  •   Source: LIC
  •  30/03/2020

Dear Policyholders, we are committed to your safety and wellbeing. The whole nation is fighting Corona Virus COVID-19. Under these challenging circumstances, team LIC assures you that we are doing our best to ensure that critical policy services remain unaffected and you get your due payments on time. Under the restrictions imposed by various local authorities, our availability at touch points like branches, premium points and call center is getting affected. We request you to bear with us. Our online services are available for you on a 24*7 basis from the comfort and safety of your homes. Please stay home and stay safe.

In such times, it becomes all the more important that you stay insured and pay your premiums regularly. Please refer the FAQs given below to find answers to some questions that you may have in mind:

How do i pay my policy premium?

  • You can click here to pay your premium onlineClick Here
    You just need to enter your policy number and date of birth for authentication.

  • We accept policy premiums through Debit Card, Credit Card, NEFT, RTGS, Direct Debt, NACH and on payment apps such as Paytm /PhonePe /Google Pay/ BHIM /UPI.

  • You can premium through LIC Mobile APP -

    • Download LIC Customer APP if you are a registered Policyholder. Click here to download LIC Customer Mobile APP (https://customer.online.in/LICMobile/)
    • Download LIC Pay Direct APP if you are not a Registered Policyholder. Click here to download LIC Pay Direct Mobile APP (https://customer.online.in/LICMobile/)
My policy premium is due in the month of march 2020. Will i get an extension in the grace period?

  • Yes. For all policies, where premium is due in the month of March, Grace Period will be extended by one Month.

Can i visit your branch office? Which of your offices are open?

  • Your safety is our first Priority. Please stay home and stay safe. To combat the impact of COVID-19, our offices are operating with skeletal staff, whenever feasible, within the restrictions imposed by the local administration. All other employees are working from home and are available on telephone and electronic means of communication to attend to all queries. You are requested to avoid stepping out of your house.

Where can i access information related to my policy service or claim?

You canClick Herefor your policy related queries or download LIC Customer APP to avail the following services if you are a registered Policyholder:

  • Policy Status
  • Bonus Status
  • Loan Status
  • Claims Status
  • Revival Quotation
  • Premium Due Calendar
  • Premium Paid Certificate
  • Claim History
  • Policy Bond / Proposal Form Image access
  • Grievance Registration

Click here to download LIC Customer Mobile APP (https://customer.online.in/LICMobile/)

If you are not a registered policyholder, you may still access some basic services by clicking here https://ebiz.licindia.in/D2CPM/#QuickLinks


My policy survival benifit is due. Will i get my money on time?


Yes, your money will be credited into your bank account registered under your policy on due date. Please rest assured that LICians are working to ensure your due benefits reach you on time. If you have not registered your bank account under your policy please submit your NEFT mandate form to your servicing branch office in case it is operational.

My policy Maturity is due. Will i get my money on time?

Yes, your money will be credited into your bank account registered under your policy on due date, for all policies where you have submitted the required documents as communicated to you 180 days before the date of maturity of your policy. Please rest assured that LICians are working to ensure your due benefits reach you on time. If you have not submitted the required documents as communicated to you please submit these at your servicing branch office in case it is operational.


Will my policy cover Covid-19 claims?

  • Yes, LIC will always stand by you and your loved ones when you need us the most. The Death claims arising due to corona virus COVID 19 are treated on par with other causes of death. Death claim is processed as per the terms and conditions of the Policy. Hence subject to Policy conditions COVID 19 death claims are admissible.

    The Nominee can submit death claim intimation, death certificate and copy of policy schedule at the nearest branch office in case it is operational. In case your nearest branch is non-operational owing to various COVID-19 advisories, you can email death claim intimation, death certificate and copy of policy schedule to the Nodal Person as mentioned below:

    Zone

    States / UT Covered

    Head Quarters

    e mail

    Northern Zone

    Delhi, Punjab, Haryana, Rajasthan, Himachal Pradesh, Chandigarh, Jammu & Kashmir, Ladakh

    New Delhi

    nz_rmcrm@licindia.com

    North Central Zone

    Uttar Pradesh, Uttrakhand

    Kanpur

    ncz_rmcrm@licindia.com

    Central Zone

    Madhya Pradesh & Chattisgarh

    Bhopal

    cz_rmcrm@licindia.com

    East Zone

    West Bengal, Arunachal Pradesh, Assam, Manipur, Meghalaya, Mizoram, Nagaland, Sikkim, Tripura, Andaman and Nicobar Islands

    Kolkatta

    ez_rmcrm@licindia.com

    South Central Zone

    Andhra Pradesh, Karnataka and Telangana

    Hyderabad

    scz_rmcrm@licindia.com

    Southern Zone

    Kerala, Tamilnadu, Puducherry

    Chennai

    sz_rmcrm@licindia.com

    Western Zone

    Goa, Gujarat and Maharashtra, Dadra Nagar, Haveli and Daman Diu

    Mumbai

    wz_rmcrm@licindia.com

    East Central Zone

    Bihar, Jharkhand and Odisha

    Patna

    ecz_rmcrm@licindia.com


Will I get my pension on time?

Yes, your pension will be credited into your bank account registered under your policy on due date. Please rest assured that LICians are working to ensure that your benefits reach you on time.